Local Banks in Austin Texas 78772

If you’re looking for a tip to save money with your checking account and your finances are combined with your significant other’s, encourage your partner to open a rewards checking account of his or her own. It can be an easy way to rack up more rewards—and more savings.

For added rewards earning power, you could consider using a cashback rewards credit card to cover purchases once you hit your checking account rewards earning limit for the month. Just remember, if you’re using credit to earn cash back, charge only what you can afford to pay off in full to avoid paying interest.

Earning cash back on debit card purchases can jump-start your savings, but you still have to be mindful of what you’re spending if you want to learn how to save money with a checking account.

“You need to consider whether what you have to do to earn rewards will be financially worth it in the long run,” Rathmanner says. “There’s no point in spending an extra $100 at the grocery store to earn cash back if you aren’t actually going to use everything you’re buying.”

With our Regular Savings account, you get a trusted and traditional savings tool. With an attractive interest rate and low minimum opening balance, your rainy-day fund will be ready to grow.

• Minimum Opening Balance of $250
• Interest-Bearing Account

This popular, traditional account offers an investment tool for anyone who would like to earn interest on their money without a high balance requirement or liquidity limitations. With a Regular Savings account, your funds are always available to you, day or night, through the ATM.

Account Details:

• Minimum Opening Balance of $250
• Interest-Bearing Account
• Minimum daily balance to avoid service charge: $250