We’re making all these tasks easier to do and view (with a quick glance) - all within Online Banking!

• Overwhelmed by managing your expenses while trying to save money?
• Frustrated with the process of calculating your available funds AFTER subtracting upcoming bills?
• Is determining if you have money to treat you or your family to an occasional night out more of a hassle than it should be?
• Confused by the huge number of categories and complexity within most financial management tools that really don’t help?

Stay on top of your money and never miss a beat with Guaranty Bank & Trust’s online banking systems. On the go or across the globe, you’ll be able to access your accounts, schedule payments, receive text alerts, and do so much more. As if all that weren’t enough, we also give it all to you with no monthly service fee.

Features Include:

• View checking, savings, and loan information
• Transfer money between accounts
• Schedule bill payments in advance or set recurring payments
• Receive text alerts
• View E-Statements
• Create stop payment orders on checks
• No Monthly Service Fee
• Download your banking transactions into Quicken® and many other personal financial systems.
• And much, much more!

Security Features:

• Firewall and intrusion detection systems to prohibit unauthorized access.
• Encryption of sensitive information that is transmitted over the mobile internet browser
• Secure access to your Online Banking profile through password protection and multi-layered security features.

Learn how spending with your checking account can be the secret to building savings.

You might think of saving and spending as complete opposites. Money either comes into or out of your account. But when managed the right way, one can end up being the yin to the other’s yang. To get your saving and spending habits to complement each other, you only have to look as far as your checking account.

Richard D. Quinn, founder of personal finance blog Quinns commentary, says the majority of Americans think they don’t have enough money to save—even when they do. “Virtually everyone can find money to save, and it’s not necessary to go through complicated budget calculations,” he says.

You can avoid the tricky number crunching and find ways to save money with your checking account by evaluating how you spend and taking advantage of features that can help you grow your savings.